Side-by-side · Q2 2026 data
Antioch Community Federal Credit Union vs Pacific Service Credit Union
Credit union
Antioch Community Federal Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | Antioch Community Federal Credit Union | Pacific Service Credit Union |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 49 | 88 (stronger) |
| Earnings | 62 (stronger) | 50 |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 62nd | 91st |
| Total assets | $33.8M | $1.3B |
| Deposits / shares | $28.5M | $1.1B |
| Capital ratio | 15.23% | 15.54% (stronger) |
| Problem loans | 1.53% | 0.35% (stronger) |
| Net charge-offs | 1.24% | 0.58% (stronger) |
| Return on assets | 1.04% (stronger) | 0.76% |
| Loans ÷ deposits | 51.6% (stronger) | 90.6% |
| Uninsured deposits | 0.2% (stronger) | 4.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.9% |
Pacific Service Credit Union has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Antioch Community Federal Credit Union leads on 3 and Pacific Service Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.