Side-by-side · Q2 2026 data
Aod Federal Credit Union vs New Horizons Credit Union
Metric by metric
| Measure | Aod Federal Credit Union | New Horizons Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 82 | 88 (stronger) |
| Earnings | 72 (stronger) | 48 |
| Funding & liquidity | 96 (stronger) | 81 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 94th | 54th |
| Total assets | $466.7M | $304.1M |
| Deposits / shares | $395.2M | $269.6M |
| Capital ratio | 16.36% (stronger) | 10.81% |
| Problem loans | 0.53% | 0.37% (stronger) |
| Net charge-offs | 0.58% | 0.25% (stronger) |
| Return on assets | 1.30% (stronger) | 0.70% |
| Loans ÷ deposits | 63.9% (stronger) | 79.2% |
| Uninsured deposits | 4.6% | 1.4% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 26.5% |
Aod Federal Credit Union has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Aod Federal Credit Union leads on 4 and New Horizons Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.