Side-by-side · Q2 2026 data
Aod Federal Credit Union vs TVA Community Credit Union
Metric by metric
| Measure | Aod Federal Credit Union | TVA Community Credit Union |
|---|---|---|
| TellerScore | 89 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 82 | 89 (stronger) |
| Earnings | 72 (stronger) | 63 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 94th | 95th |
| Total assets | $466.7M | $429.0M |
| Deposits / shares | $395.2M | $373.4M |
| Capital ratio | 16.36% | 18.38% (stronger) |
| Problem loans | 0.53% | 0.32% (stronger) |
| Net charge-offs | 0.58% | 0.33% (stronger) |
| Return on assets | 1.30% (stronger) | 1.08% |
| Loans ÷ deposits | 63.9% | 46.3% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 5.1% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Aod Federal Credit Union leads on 2 and TVA Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.