Side-by-side · Q2 2026 data
Apci Federal Credit Union vs Lehigh Valley Educators Credit Union
Credit union
Lehigh Valley Educators Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Apci Federal Credit Union | Lehigh Valley Educators Credit Union |
|---|---|---|
| TellerScore | 70 | 83 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 97 (stronger) | 64 |
| Earnings | 41 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 51st | 83rd |
| Total assets | $678.2M | $485.2M |
| Deposits / shares | $615.7M | $420.5M |
| Capital ratio | 9.11% | 15.46% (stronger) |
| Problem loans | 0.09% (stronger) | 1.09% |
| Net charge-offs | 0.03% (stronger) | 0.23% |
| Return on assets | 0.52% | 0.99% (stronger) |
| Loans ÷ deposits | 49.2% | 28.7% (stronger) |
| Uninsured deposits | 10.5% | 5.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 1.8% |
Lehigh Valley Educators Credit Union has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Apci Federal Credit Union leads on 2 and Lehigh Valley Educators Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.