TellerScore

Lehigh Valley Educators Credit Union (NCUA charter #64606) is based in Allentown, Pennsylvania. Its Q2 2026 call report shows $485.2M in total assets and $420.5M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Lehigh Valley Educators Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 75th. Its strongest component is capital cushion (100/100; 15.46%), and its lowest is earnings (60/100; 0.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.46%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.09%
Earnings60/100
Return on assets (annualized): 0.99%
Funding & liquidity100/100
Loans ÷ shares: 28.7% · 5.9% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (77 → 83), mostly because the loan quality component improved by 14 points.

TellerScore
737883Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202476
Q4 202473
Q1 202577
Q2 202577
Q3 202581
Q4 202580
Q1 202682
Q2 202683
Net worth ratio
7.00%11.48%15.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.76%
Q3 202415.96%
Q4 202415.77%
Q1 202515.47%
Q2 202515.33%
Q3 202515.45%
Q4 202515.32%
Q1 202615.26%
Q2 202615.46%
Delinquent loans (60+ days)
1.06%1.48%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.06%
Q3 20241.58%
Q4 20241.91%
Q1 20251.57%
Q2 20251.50%
Q3 20251.10%
Q4 20251.15%
Q1 20261.14%
Q2 20261.09%
Return on assets
0.68%0.83%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.72%
Q3 20240.69%
Q4 20240.68%
Q1 20250.82%
Q2 20250.80%
Q3 20250.76%
Q4 20250.77%
Q1 20260.92%
Q2 20260.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$485.2M15.46%1.09%0.99%28.7%
Q1 202682$483.2M15.26%1.14%0.92%28.0%
Q4 202580$474.0M15.32%1.15%0.77%28.8%
Q3 202581$463.4M15.45%1.10%0.76%29.5%
Q2 202577$461.8M15.33%1.50%0.80%29.0%
Q1 202577$451.7M15.47%1.57%0.82%29.6%
Q4 202473$438.0M15.77%1.91%0.68%30.6%
Q3 202476$428.0M15.96%1.58%0.69%31.9%
Q2 202481$429.0M15.76%1.06%0.72%31.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.46%
88th
Problem loans1.09%
26th
Net charge-offs0.23%
66th
Return on assets0.99%
66th
Loans to deposits28.7%
98th
Uninsured deposits5.9%
50th
Loan-loss reserves0.00%
50th
Texas ratio1.8%
79th

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Deposit insurance

Is my money safe at Lehigh Valley Educators Credit Union?

Yes. Lehigh Valley Educators Credit Union is a federally insured credit union (NCUA charter #64606). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($24.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.46%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Lehigh Valley Educators Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Lehigh Valley Educators Credit Union reported 115 home-loan applications under HMDA (LEI 549300UU637N6PFNEE28): 109 originated ($10,265,000 total), 2 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Lehigh Valley Educators Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64606
RSSD ID
909390
Primary regulator
State + NCUA
Established
1934
Headquarters
3720 Hamilton Blvd, Allentown, PA 18103
Employees
29

Quick answers

Lehigh Valley Educators Credit Union: common questions

Is Lehigh Valley Educators Credit Union NCUA insured?

Yes. Lehigh Valley Educators Credit Union is a federally insured credit union (NCUA charter #64606). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lehigh Valley Educators Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lehigh Valley Educators Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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Lehigh County Employees Federal Credit UnionCredit union Allentown, PA96 out of 100, Very strong$33.1M15.7%0.00%vs
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The Neffs National BankBank Neffs, PA87 out of 100, Very strong$470.8M16.8%0.04%vs
First National Bank and Trust Company of NewtownBank Newtown, PA87 out of 100, Very strong$1.2B12.9%0.00%vs