Side-by-side · Q2 2026 data
Apex Bank vs Citizens Tri-County Bank
Metric by metric
| Measure | Apex Bank | Citizens Tri-County Bank |
|---|---|---|
| TellerScore | 66 | 70 (stronger) |
| Capital cushion | 95 (stronger) | 43 |
| Loan quality | 17 | 75 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 43 | 75 (stronger) |
| Problem-loan coverage | 70 | 86 (stronger) |
| Peer percentile | 40th | 58th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.1B | $1.5B |
| Capital ratio | 14.46% (stronger) | 9.34% |
| Problem loans | 2.49% | 0.75% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 2.19% (stronger) | 1.85% |
| Loans ÷ deposits | 104.6% | 71.6% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 27.3% |
| Offices | 21 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | 11.3% |
Citizens Tri-County Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Apex Bank leads on 4 and Citizens Tri-County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.