Apex Bank is a state-chartered bank headquartered in Camden, Tennessee, in business for about 95 years. At the end of Q2 2026 it reported $1.5B in total assets and $1.1B in deposits, with 22 offices.
Apex Bank has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 897 banks with $1 billion – $10 billion. Among 109 banks headquartered in Tennessee, it ranks 75th. Earnings contributes the most (100/100, 2.19%); loan quality contributes the least (17/100, 2.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (69 → 66), mostly because the loan quality component weakened by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 67 |
| Q4 2024 | 73 |
| Q1 2025 | 75 |
| Q2 2025 | 69 |
| Q3 2025 | 68 |
| Q4 2025 | 60 |
| Q1 2026 | 71 |
| Q2 2026 | 66 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.40% |
| Q3 2024 | 15.39% |
| Q4 2024 | 14.48% |
| Q1 2025 | 14.76% |
| Q2 2025 | 14.80% |
| Q3 2025 | 15.72% |
| Q4 2025 | 14.17% |
| Q1 2026 | 14.45% |
| Q2 2026 | 14.46% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.33% |
| Q3 2024 | 2.56% |
| Q4 2024 | 1.73% |
| Q1 2025 | 1.70% |
| Q2 2025 | 2.30% |
| Q3 2025 | 2.50% |
| Q4 2025 | 3.28% |
| Q1 2026 | 1.91% |
| Q2 2026 | 2.49% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.52% |
| Q3 2024 | 2.68% |
| Q4 2024 | 2.78% |
| Q1 2025 | 2.67% |
| Q2 2025 | 2.64% |
| Q3 2025 | 2.68% |
| Q4 2025 | 2.65% |
| Q1 2026 | 2.40% |
| Q2 2026 | 2.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $1.5B | 14.46% | 2.49% | 2.19% | 104.6% |
| Q1 2026 | 71 | $1.4B | 14.45% | 1.91% | 2.40% | 109.7% |
| Q4 2025 | 60 | $1.4B | 14.17% | 3.28% | 2.65% | 112.2% |
| Q3 2025 | 68 | $1.4B | 15.72% | 2.50% | 2.68% | 114.1% |
| Q2 2025 | 69 | $1.3B | 14.80% | 2.30% | 2.64% | 117.7% |
| Q1 2025 | 75 | $1.4B | 14.76% | 1.70% | 2.67% | 111.7% |
| Q4 2024 | 73 | $1.3B | 14.48% | 1.73% | 2.78% | 114.4% |
| Q3 2024 | 67 | $1.3B | 15.39% | 2.56% | 2.68% | 115.3% |
| Q2 2024 | 77 | $1.3B | 14.40% | 1.33% | 2.52% | 112.1% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens BankBank Elizabethton, TN | 75 out of 100, Strong | $1.4B | 12.6% | 1.14% | vs |
| First National Bank of PulaskiBank Pulaski, TN | 77 out of 100, Strong | $1.5B | 11.3% | 0.24% | vs |
| First National Bank of TennesseeBank Livingston, TN | 86 out of 100, Very strong | $1.4B | 11.6% | 0.28% | vs |
| Truxton Trust CompanyBank Nashville, TN | 79 out of 100, Strong | $1.4B | 9.3% | 0.02% | vs |
| Studio BankBank Nashville, TN | 57 out of 100, Moderate | $1.3B | 9.5% | 1.03% | vs |
| Citizens Tri-County BankBank Dunlap, TN | 70 out of 100, Strong | $1.6B | 9.3% | 0.75% | vs |
Deposit insurance
Is my money safe at Apex Bank?
Yes. Apex Bank is an FDIC-insured institution (FDIC certificate #9176). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.1% of deposits ($297.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.46% (benchmark: 10%).
22 locations
Branches
Apex Bank lists 21 offices in 16 cities. Most locations:
- Greeneville, TN (4)
- Camden, TN (2)
- Knoxville, TN (2)
- Big Sandy, TN (1)
- Bruceton, TN (1)
- Bulls Gap, TN (1)
- Centerville, TN (1)
- Chapel Hill, TN (1)
- Eagleville, TN (1)
- Fairview, TN (1)
- Farragut, TN (1)
- Lyles, TN (1)
HMDA 2025
Mortgage lending
In 2025, Apex Bank reported 132 home-loan applications under HMDA (LEI 549300WZWPMDWIL12842): 96 originated ($16,000,000 total), 25 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Apex Bank
- Former names
- Bank of Camden
- Type
- State-chartered bank
- FDIC certificate #
- 9176
- RSSD ID
- 51253
- Primary regulator
- FDIC
- Holding company
- Apex Bcorp Inc
- Established
- February 27, 1931
- Headquarters
- 102 E Main St, Camden, TN 38320
- Website
- www.apexbank.com
- Employees
- 220
Quick answers
Apex Bank: common questions
Is Apex Bank FDIC insured?
Yes. Apex Bank is an FDIC-insured institution (FDIC certificate #9176). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Apex Bank's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Apex Bank ever failed?
There is no failure record for FDIC certificate #9176 in the FDIC failed bank list.
How many branches does Apex Bank have?
22 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Camden
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Johnsonville TVA Employees Credit UnionCredit union Camden, TN | 92 out of 100, Very strong | $180.7M | 16.4% | 0.73% | vs |
| Lakeside Credit UnionCredit union New Johnsonvill, TN | 89 out of 100, Very strong | $44.7M | 16.9% | 0.56% | vs |
| Holley Credit UnionCredit union Paris, TN | 85 out of 100, Very strong | $105.3M | 13.8% | 0.51% | vs |
| Commercial Bank & Trust Co.Bank Paris, TN | 80 out of 100, Strong | $1.1B | 12.1% | 0.15% | vs |
| Security Bank and Trust CompanyBank Paris, TN | 79 out of 100, Strong | $1.7B | 10.9% | 0.02% | vs |
| Foundation BankBank Mc Kenzie, TN | 75 out of 100, Strong | $217.9M | 14.7% | 2.39% | vs |