Side-by-side · Q2 2026 data
Apl Federal Credit Union vs Johns Hopkins Federal Credit Union
Metric by metric
| Measure | Apl Federal Credit Union | Johns Hopkins Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 68 | 77 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 65 (stronger) | 46 |
| Funding & liquidity | 84 | 98 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $723.6M | $637.3M |
| Deposits / shares | $639.0M | $547.1M |
| Capital ratio | 11.84% | 12.70% (stronger) |
| Problem loans | 0.49% (stronger) | 0.65% |
| Net charge-offs | 0.14% (stronger) | 0.34% |
| Return on assets | 1.13% (stronger) | 0.65% |
| Loans ÷ deposits | 76.0% | 62.5% (stronger) |
| Uninsured deposits | 9.8% | 6.8% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 36.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Apl Federal Credit Union leads on 3 and Johns Hopkins Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.