Johns Hopkins Federal Credit Union is a federal credit union headquartered in Baltimore, Maryland, in business for about 55 years. At the end of Q2 2026 it reported $637.3M in total assets and $547.1M in member shares and deposits, with 3 offices.
Johns Hopkins Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 1,341 credit unions with $100 million – $1 billion. Among 60 credit unions headquartered in Maryland, it ranks 19th. Funding & liquidity contributes the most (98/100, 63% loans-to-deposits, 7% uninsured); earnings contributes the least (46/100, 0.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 76).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 75 |
| Q4 2024 | 74 |
| Q1 2025 | 77 |
| Q2 2025 | 77 |
| Q3 2025 | 80 |
| Q4 2025 | 79 |
| Q1 2026 | 79 |
| Q2 2026 | 76 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.62% |
| Q3 2024 | 11.83% |
| Q4 2024 | 11.71% |
| Q1 2025 | 11.53% |
| Q2 2025 | 11.93% |
| Q3 2025 | 12.29% |
| Q4 2025 | 12.15% |
| Q1 2026 | 12.35% |
| Q2 2026 | 12.70% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.46% |
| Q3 2025 | 0.35% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.65% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.73% |
| Q2 2025 | 0.90% |
| Q3 2025 | 0.98% |
| Q4 2025 | 0.91% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $637.3M | 12.70% | 0.65% | 0.65% | 62.5% |
| Q1 2026 | 79 | $648.6M | 12.35% | 0.29% | 0.77% | 62.8% |
| Q4 2025 | 79 | $649.1M | 12.15% | 0.35% | 0.91% | 64.6% |
| Q3 2025 | 80 | $633.4M | 12.29% | 0.35% | 0.98% | 66.1% |
| Q2 2025 | 77 | $637.5M | 11.93% | 0.46% | 0.90% | 66.2% |
| Q1 2025 | 77 | $644.9M | 11.53% | 0.25% | 0.73% | 62.7% |
| Q4 2024 | 74 | $625.1M | 11.71% | 0.43% | 0.62% | 65.5% |
| Q3 2024 | 75 | $612.1M | 11.83% | 0.36% | 0.60% | 67.5% |
| Q2 2024 | 75 | $616.5M | 11.62% | 0.33% | 0.65% | 66.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Peoples Community Federal Credit UnionCredit union Cumberland, MD | 80 out of 100, Strong | $666.1M | 13.6% | 0.53% | vs |
| Securityplus Federal Credit UnionCredit union Baltimore, MD | 53 out of 100, Below average | $596.9M | 10.3% | 1.45% | vs |
| Freedom of Maryland Federal Credit UnionCredit union Bel Air, MD | 51 out of 100, Below average | $557.4M | 8.7% | 1.55% | vs |
| Apl Federal Credit UnionCredit union Laurel, MD | 76 out of 100, Strong | $723.6M | 11.8% | 0.49% | vs |
| Peake Federal Credit UnionCredit union Towson, MD | 67 out of 100, Moderate | $534.2M | 8.6% | 0.18% | vs |
| Fedchoice Federal Credit UnionCredit union Lanham, MD | 62 out of 100, Moderate | $468.7M | 9.4% | 0.65% | vs |
Deposit insurance
Is my money safe at Johns Hopkins Federal Credit Union?
Yes. Johns Hopkins Federal Credit Union is a federally insured credit union (NCUA charter #20623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.8% of shares and deposits ($37.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 12.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Johns Hopkins Federal Credit Union lists 3 offices in 1 city. Most locations:
- Baltimore, MD (3)
HMDA 2025
Mortgage lending
In 2025, Johns Hopkins Federal Credit Union reported 347 home-loan applications under HMDA (LEI 254900APUOKMIQ9Z9027): 143 originated ($26,555,000 total), 117 denied, and 30 withdrawn or closed by the applicant. Its denial rate on decided applications was 36.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Johns Hopkins Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20623
- RSSD ID
- 662882
- Primary regulator
- NCUA
- Established
- 1971
- Headquarters
- 1501 S Clinton St Ste 1200, Baltimore, MD 21224
- Employees
- 111
Quick answers
Johns Hopkins Federal Credit Union: common questions
Is Johns Hopkins Federal Credit Union NCUA insured?
Yes. Johns Hopkins Federal Credit Union is a federally insured credit union (NCUA charter #20623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Johns Hopkins Federal Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Johns Hopkins Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Baltimore
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Lm Federal Credit UnionCredit union Baltimore, MD | 83 out of 100, Strong | $60.3M | 12.4% | 0.14% | vs |
| BayVanguard BankBank Baltimore, MD | 80 out of 100, Strong | $868.7M | 17.1% | 0.48% | vs |
| Homewood Federal Savings BankBank Baltimore, MD | 80 out of 100, Strong | $67.3M | 26.1% | 0.00% | vs |
| Prince George'S Community Federal Credit UnionCredit union Bowie, MD | 80 out of 100, Strong | $337.0M | 13.5% | 0.84% | vs |
| Self Reliance Financial Federal Credit UnionCredit union New York, NY | 79 out of 100, Strong | $2.0B | 17.2% | 0.63% | vs |