Side-by-side · Q2 2026 data
Appalachian Community Federal Credit Union vs Kimberly Clark Credit Union
Credit union
Appalachian Community Federal Credit Union
Kingsport, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Appalachian Community Federal Credit Union | Kimberly Clark Credit Union |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 91 (stronger) | 56 |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 51st | 66th |
| Total assets | $182.8M | $144.7M |
| Deposits / shares | $161.4M | $111.5M |
| Capital ratio | 10.99% | 22.34% (stronger) |
| Problem loans | 0.26% (stronger) | 1.33% |
| Net charge-offs | 0.22% (stronger) | 0.70% |
| Return on assets | 0.69% (stronger) | 0.52% |
| Loans ÷ deposits | 92.8% | 73.2% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 10.3% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Kimberly Clark Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Appalachian Community Federal Credit Union leads on 4 and Kimberly Clark Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.