TellerScore

Kimberly Clark Credit Union is a federally insured state-chartered credit union headquartered in Memphis, Tennessee, in business for about 55 years. At the end of Q2 2026 it reported $144.7M in total assets and $111.5M in member shares and deposits, with 1 office.

Kimberly Clark Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 1,341 credit unions with $100 million – $1 billion. Among 125 credit unions headquartered in Tennessee, it ranks 61st. Capital cushion contributes the most (100/100, 22.34%); earnings contributes the least (41/100, 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.34%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.33%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity87/100
Loans ÷ shares: 73.2% · 10.3% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 75).

TellerScore
727577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202477
Q4 202474
Q1 202576
Q2 202574
Q3 202576
Q4 202572
Q1 202677
Q2 202675
Net worth ratio
7.00%14.70%22.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.16%
Q3 202422.30%
Q4 202422.17%
Q1 202521.90%
Q2 202522.04%
Q3 202522.28%
Q4 202522.39%
Q1 202622.03%
Q2 202622.34%
Delinquent loans (60+ days)
0.65%1.10%1.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.76%
Q3 20240.65%
Q4 20241.08%
Q1 20250.91%
Q2 20251.17%
Q3 20251.00%
Q4 20251.55%
Q1 20261.05%
Q2 20261.33%
Return on assets
0.25%0.39%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.29%
Q3 20240.26%
Q4 20240.28%
Q1 20250.25%
Q2 20250.35%
Q3 20250.39%
Q4 20250.43%
Q1 20260.54%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$144.7M22.34%1.33%0.52%73.2%
Q1 202677$145.9M22.03%1.05%0.54%72.1%
Q4 202572$142.7M22.39%1.55%0.43%73.6%
Q3 202576$142.6M22.28%1.00%0.39%75.0%
Q2 202574$143.4M22.04%1.17%0.35%74.0%
Q1 202576$143.6M21.90%0.91%0.25%74.2%
Q4 202474$141.4M22.17%1.08%0.28%76.5%
Q3 202477$140.0M22.30%0.65%0.26%78.3%
Q2 202477$140.6M22.16%0.76%0.29%79.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.34%
98th
Problem loans1.33%
18th
Net charge-offs0.70%
20th
Return on assets0.52%
32nd
Loans to deposits73.2%
55th
Uninsured deposits10.3%
16th
Loan-loss reserves0.00%
50th
Texas ratio3.4%
56th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Trust Federal Credit UnionCredit union Chattanooga, TN44 out of 100, Below average$141.8M11.7%3.41%vs
Upper Cumberland Federal Credit UnionCredit union Crossville, TN72 out of 100, Strong$140.5M9.9%0.20%vs
Clinchfield Federal Credit UnionCredit union Erwin, TN83 out of 100, Strong$140.3M12.5%0.25%vs
F a a Federal Credit UnionCredit union Cordova, TN91 out of 100, Very strong$131.1M18.6%0.87%vs
Scenic Community Credit UnionCredit union Hixson, TN47 out of 100, Below average$163.8M9.4%1.46%vs
City Employees Credit UnionCredit union Knoxville, TN90 out of 100, Very strong$115.3M23.1%0.47%vs

Deposit insurance

Is my money safe at Kimberly Clark Credit Union?

Yes. Kimberly Clark Credit Union is a federally insured credit union (NCUA charter #60928). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.3% of shares and deposits ($11.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 22.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Kimberly Clark Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Kimberly Clark Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60928
RSSD ID
140090
Primary regulator
State + NCUA
Established
1971
Headquarters
1520 N 2nd St, Memphis, TN 38107
Employees
25

Quick answers

Kimberly Clark Credit Union: common questions

Is Kimberly Clark Credit Union NCUA insured?

Yes. Kimberly Clark Credit Union is a federally insured credit union (NCUA charter #60928). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kimberly Clark Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kimberly Clark Credit Union have?

1 office as of the latest NCUA data.

Nearby

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