Side-by-side · Q2 2026 data
Appalachian Community Federal Credit Union vs Northeast Community Credit Union
Credit union
Appalachian Community Federal Credit Union
Kingsport, Tennessee · $100 million – $1 billion
Credit union
Northeast Community Credit Union
Elizabethton, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Appalachian Community Federal Credit Union | Northeast Community Credit Union |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 91 (stronger) | 45 |
| Earnings | 47 | 65 (stronger) |
| Funding & liquidity | 67 | 97 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 51st | 74th |
| Total assets | $182.8M | $194.2M |
| Deposits / shares | $161.4M | $164.5M |
| Capital ratio | 10.99% | 16.77% (stronger) |
| Problem loans | 0.26% (stronger) | 1.64% |
| Net charge-offs | 0.22% | 0.20% (stronger) |
| Return on assets | 0.69% | 1.13% (stronger) |
| Loans ÷ deposits | 92.8% | 63.1% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 7.2% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 0.0% |
Northeast Community Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Appalachian Community Federal Credit Union leads on 2 and Northeast Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.