Side-by-side · Q2 2026 data
Apple Bank vs Bank of China
Metric by metric
| Measure | Apple Bank | Bank of China |
|---|---|---|
| TellerScore | 56 (stronger) | 25 |
| Capital cushion | 27 (stronger) | 0 |
| Loan quality | 85 (stronger) | 46 |
| Earnings | 36 (stronger) | 20 |
| Funding & liquidity | 68 (stronger) | 45 |
| Problem-loan coverage | 93 | — |
| Peer percentile | 15th | 1st |
| Total assets | $19.9B | $48.5B |
| Deposits / shares | $16.1B | $24.7B |
| Capital ratio | 7.74% (stronger) | 0.00% |
| Problem loans | 0.44% (stronger) | 1.63% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.39% (stronger) | 0.00% |
| Loans ÷ deposits | 85.3% | 71.1% (stronger) |
| Uninsured deposits | 21.0% (stronger) | 54.9% |
| Offices | 78 | 1 |
| CFPB complaints (3 yrs) | 53 | — |
| Complaints per $1B deposits | 3.3 | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Apple Bank has the higher TellerScore (56 vs 25). On the 7 directional measures above (where higher or lower is clearly better), Apple Bank leads on 5 and Bank of China on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.