Bank of China (FDIC certificate #33653) is based in New York, New York. Its Q2 2026 call report shows $48.5B in total assets and $24.7B in deposits and 1 office.
Based on its Q2 2026 filing, Bank of China scores 25/100, which we describe as low. That is higher than only 1% of 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 118th. Its strongest component is loan quality (46/100; 1.63%), and its lowest is capital cushion (0/100; 0.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (19 → 25), mostly because the loan quality component improved by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 15 |
| Q3 2024 | 12 |
| Q4 2024 | 14 |
| Q1 2025 | 15 |
| Q2 2025 | 19 |
| Q3 2025 | 22 |
| Q4 2025 | 27 |
| Q1 2026 | 22 |
| Q2 2026 | 25 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.00% |
| Q3 2024 | 3.21% |
| Q4 2024 | 2.70% |
| Q1 2025 | 2.62% |
| Q2 2025 | 2.25% |
| Q3 2025 | 2.18% |
| Q4 2025 | 1.89% |
| Q1 2026 | 1.87% |
| Q2 2026 | 1.63% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 25 | $48.5B | 0.00% | 1.63% | 0.00% | 71.1% |
| Q1 2026 | 22 | $44.4B | 0.00% | 1.87% | 0.00% | 82.9% |
| Q4 2025 | 27 | $61.9B | 0.00% | 1.89% | 0.00% | 65.8% |
| Q3 2025 | 22 | $40.3B | 0.00% | 2.18% | 0.00% | 71.8% |
| Q2 2025 | 19 | $45.6B | 0.00% | 2.25% | 0.00% | 78.9% |
| Q1 2025 | 15 | $42.3B | 0.00% | 2.62% | 0.00% | 83.0% |
| Q4 2024 | 14 | $56.3B | 0.00% | 2.70% | 0.00% | 86.8% |
| Q3 2024 | 12 | $47.0B | 0.00% | 3.21% | 0.00% | 79.2% |
| Q2 2024 | 15 | $41.3B | 0.00% | 3.00% | 0.00% | 80.4% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Deutsche Bank Trust Company AmericasBank New York, NY | 76 out of 100, Strong | $40.5B | 25.8% | 0.92% | vs |
| State Bank of IndiaBank New York, NY | 41 out of 100, Below average | $22.5B | 0.0% | 0.00% | vs |
| Apple BankBank New York, NY | 56 out of 100, Moderate | $19.9B | 7.7% | 0.44% | vs |
| Community Bank, National AssociationBank Canton, NY | 62 out of 100, Moderate | $17.4B | 7.9% | 0.50% | vs |
| Bank of BarodaBank New York, NY | 42 out of 100, Below average | $16.2B | 0.0% | 0.00% | vs |
| NBT Bank, National AssociationBank Norwich, NY | 64 out of 100, Moderate | $16.1B | 9.5% | 0.55% | vs |
Deposit insurance
Is my money safe at Bank of China?
Yes. Bank of China is an FDIC-insured institution (FDIC certificate #33653). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 54.9% of deposits ($13.5B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Bank of China lists 1 office in 1 city. Most locations:
- New York, NY (1)
Identity & history
Profile
- Legal name
- Bank of China
- Type
- Insured branch of a foreign bank
- FDIC certificate #
- 33653
- RSSD ID
- 908508
- Primary regulator
- OCC
- Established
- January 1, 1912
- Headquarters
- 1045 Avenue Of The Americas, New York, NY 10018
Quick answers
Bank of China: common questions
Is Bank of China FDIC insured?
Yes. Bank of China is an FDIC-insured institution (FDIC certificate #33653). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of China's TellerScore?
25 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of China ever failed?
There is no failure record for FDIC certificate #33653 in the FDIC failed bank list.
How many branches does Bank of China have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |