Side-by-side · Q2 2026 data
Apple Bank vs Safra National Bank of New York
Metric by metric
| Measure | Apple Bank | Safra National Bank of New York |
|---|---|---|
| TellerScore | 56 | 66 (stronger) |
| Capital cushion | 27 | 36 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 36 | 57 (stronger) |
| Funding & liquidity | 68 (stronger) | 57 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 15th | 58th |
| Total assets | $19.9B | $15.7B |
| Deposits / shares | $16.1B | $13.9B |
| Capital ratio | 7.74% | 8.56% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 0.39% | 0.92% (stronger) |
| Loans ÷ deposits | 85.3% | 26.2% (stronger) |
| Uninsured deposits | 21.0% (stronger) | 53.7% |
| Offices | 78 | 7 |
| CFPB complaints (3 yrs) | 53 | — |
| Complaints per $1B deposits | 3.3 | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Safra National Bank of New York has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Apple Bank leads on 1 and Safra National Bank of New York on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.