TellerScore

Headquartered in New York, New York, Safra National Bank of New York is a national bank with $15.7B in total assets and $13.9B in deposits as of Q2 2026. It operates 7 offices across 4 states. Its charter dates back to 1987.

Safra National Bank of New York has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than 58% of its 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 50th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (36/100, 8.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Tier 1 leverage ratio: 8.56%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity57/100
Loans ÷ deposits and uninsured-deposit share: 26.2% · 53.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (71 → 66), mostly because the funding & liquidity component weakened by 15 points.

TellerScore
667278Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202477
Q4 202473
Q1 202573
Q2 202571
Q3 202571
Q4 202568
Q1 202668
Q2 202666
Tier 1 leverage ratio
5.00%7.89%10.79%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.79%
Q3 202410.58%
Q4 20249.52%
Q1 20259.57%
Q2 20259.91%
Q3 20259.72%
Q4 20258.52%
Q1 20268.74%
Q2 20268.56%
Noncurrent loans
0.00%0.04%0.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.01%
Q4 20240.00%
Q1 20250.00%
Q2 20250.08%
Q3 20250.08%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.85%1.06%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.20%
Q3 20241.26%
Q4 20241.12%
Q1 20251.18%
Q2 20250.85%
Q3 20250.89%
Q4 20250.92%
Q1 20260.94%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$15.7B8.56%0.00%0.92%26.2%
Q1 202668$12.2B8.74%0.00%0.94%34.6%
Q4 202568$12.5B8.52%0.00%0.92%30.4%
Q3 202571$12.4B9.72%0.08%0.89%30.4%
Q2 202571$10.8B9.91%0.08%0.85%32.1%
Q1 202573$11.1B9.57%0.00%1.18%30.0%
Q4 202473$11.3B9.52%0.00%1.12%32.4%
Q3 202477$10.4B10.58%0.01%1.26%34.4%
Q2 202478$10.0B10.79%0.01%1.20%34.2%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.56%
16th
Total risk-based capital24.08%
95th
Problem loans0.00%
98th
Net charge-offs-0.00%
95th
Return on assets0.92%
22nd
Net interest margin1.89%
8th
Efficiency ratio61.0%
24th
Loans to deposits26.2%
98th
Uninsured deposits53.7%
11th
Loan-loss reserves0.76%
18th
Texas ratio0.0%
99th

Similar-size banks in New York

InstitutionScoreAssetsCapitalProblem loansCompare
NBT Bank, National AssociationBank Norwich, NY64 out of 100, Moderate$16.1B9.5%0.55%vs
Bank of BarodaBank New York, NY42 out of 100, Below average$16.2B0.0%0.00%vs
Dime Commercial BankBank Hauppauge, NY64 out of 100, Moderate$15.0B10.7%0.64%vs
Popular BankBank New York, NY70 out of 100, Strong$15.0B11.8%0.39%vs
Israel Discount Bank of New YorkBank New York, NY58 out of 100, Moderate$14.4B11.0%1.18%vs
Community Bank, National AssociationBank Canton, NY62 out of 100, Moderate$17.4B7.9%0.50%vs

Deposit insurance

Is my money safe at Safra National Bank of New York?

Yes. Safra National Bank of New York is an FDIC-insured institution (FDIC certificate #26876). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 53.7% of deposits ($7.5B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.56%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.08% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

Safra National Bank of New York lists 7 offices in 7 cities across 4 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Safra National Bank of New York
Type
National bank
FDIC certificate #
26876
RSSD ID
918918
Primary regulator
OCC
Holding company
Snbny Holdings Ltd
Established
January 1, 1987
Headquarters
546 5th Ave, New York, NY 10036
Employees
389

Quick answers

Safra National Bank of New York: common questions

Is Safra National Bank of New York FDIC insured?

Yes. Safra National Bank of New York is an FDIC-insured institution (FDIC certificate #26876). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Safra National Bank of New York's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Safra National Bank of New York ever failed?

There is no failure record for FDIC certificate #26876 in the FDIC failed bank list.

How many branches does Safra National Bank of New York have?

7 offices as of the latest FDIC data, in 4 states.

Nearby

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