Side-by-side · Q2 2026 data
Apple Federal Credit Union vs Bayport Federal Credit Union
Metric by metric
| Measure | Apple Federal Credit Union | Bayport Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 59 | 63 (stronger) |
| Loan quality | 81 (stronger) | 76 |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 90 (stronger) | 66 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 79th | 54th |
| Total assets | $5.7B | $2.8B |
| Deposits / shares | $4.8B | $2.4B |
| Capital ratio | 10.93% | 11.33% (stronger) |
| Problem loans | 0.56% (stronger) | 0.71% |
| Net charge-offs | 0.55% (stronger) | 1.00% |
| Return on assets | 1.40% (stronger) | 1.09% |
| Loans ÷ deposits | 69.9% (stronger) | 94.0% |
| Uninsured deposits | 13.2% | 12.1% (stronger) |
| Offices | 15 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | — |
Apple Federal Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Apple Federal Credit Union leads on 5 and Bayport Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.