Bayport Federal Credit Union is a federal credit union headquartered in Newport News, Virginia, in business for about 98 years. At the end of Q2 2026 it reported $2.8B in total assets and $2.4B in member shares and deposits, with 14 offices.
Bayport Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than 54% of its 454 credit unions with $1 billion – $10 billion. Among 95 credit unions headquartered in Virginia, it ranks 46th. Problem-loan coverage contributes the most (88/100, 5.9%); capital cushion contributes the least (63/100, 11.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
4 quarters
Health trend
From Q3 2025 to Q2 2026, the score rose 3 points (66 → 69), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q3 2025 | 66 |
| Q4 2025 | 66 |
| Q1 2026 | 64 |
| Q2 2026 | 69 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q3 2025 | 10.91% |
| Q4 2025 | 11.02% |
| Q1 2026 | 11.02% |
| Q2 2026 | 11.33% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q3 2025 | 0.77% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.71% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q3 2025 | 0.89% |
| Q4 2025 | 0.89% |
| Q1 2026 | 0.47% |
| Q2 2026 | 1.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $2.8B | 11.33% | 0.71% | 1.09% | 94.0% |
| Q1 2026 | 64 | $2.8B | 11.02% | 0.70% | 0.47% | 92.2% |
| Q4 2025 | 66 | $2.7B | 11.02% | 0.82% | 0.89% | 94.8% |
| Q3 2025 | 66 | $2.7B | 10.91% | 0.77% | 0.89% | 96.0% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| State Department Federal Credit UnionCredit union Alexandria, VA | 65 out of 100, Moderate | $2.9B | 10.8% | 0.86% | vs |
| Chartway Federal Credit UnionCredit union Virginia Beach, VA | 50 out of 100, Below average | $3.2B | 8.4% | 1.15% | vs |
| Dupont Community Credit UnionCredit union Waynesboro, VA | 76 out of 100, Strong | $2.1B | 10.9% | 0.33% | vs |
| University of VA Community Credit UnionCredit union Charlottesville, VA | 69 out of 100, Moderate | $1.6B | 10.4% | 0.57% | vs |
| United States Senate Federal Credit UnionCredit union Alexandria, VA | 45 out of 100, Below average | $1.5B | 7.9% | 1.63% | vs |
| Freedom First Federal Credit UnionCredit union Roanoke, VA | 64 out of 100, Moderate | $1.3B | 10.9% | 0.48% | vs |
Deposit insurance
Is my money safe at Bayport Federal Credit Union?
Yes. Bayport Federal Credit Union is a federally insured credit union (NCUA charter #24979). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.1% of shares and deposits ($288.8M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.33%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
14 locations
Branches
Bayport Federal Credit Union lists 14 offices in 8 cities. Most locations:
- Newport News, VA (6)
- Hampton, VA (2)
- Hayes, VA (1)
- Norfolk, VA (1)
- Smithfield, VA (1)
- Suffolk, VA (1)
- Williamsburg, VA (1)
- Yorktown, VA (1)
Identity & history
Profile
- Legal name
- Bayport Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24979
- RSSD ID
- 13390
- Primary regulator
- NCUA
- Established
- 1928
- Headquarters
- 1 Bayport Way, Suite 350, Newport News, VA 23606
- Employees
- 538
Quick answers
Bayport Federal Credit Union: common questions
Is Bayport Federal Credit Union NCUA insured?
Yes. Bayport Federal Credit Union is a federally insured credit union (NCUA charter #24979). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bayport Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bayport Federal Credit Union have?
14 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Newport News
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of Southside VirginiaBank Carson, VA | 97 out of 100, Very strong | $670.3M | 23.4% | 0.08% | vs |
| Virginia Educators Credit UnionCredit union Newport News, VA | 96 out of 100, Very strong | $76.3M | 24.2% | 0.43% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| 1st Advantage Federal Credit UnionCredit union Newport News, VA | 90 out of 100, Very strong | $1.1B | 16.7% | 0.45% | vs |
| Northern Star Credit Union, Inc.Credit union Portsmouth, VA | 85 out of 100, Very strong | $73.7M | 16.8% | 0.32% | vs |
| Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA | 84 out of 100, Strong | $1.8M | 13.3% | 0.57% | vs |