Side-by-side · Q2 2026 data
Apple Federal Credit Union vs Chartway Federal Credit Union
Credit union
Chartway Federal Credit Union
Virginia Beach, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Apple Federal Credit Union | Chartway Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 50 |
| Capital cushion | 59 (stronger) | 34 |
| Loan quality | 81 (stronger) | 62 |
| Earnings | 76 (stronger) | 36 |
| Funding & liquidity | 90 (stronger) | 66 |
| Problem-loan coverage | 93 (stronger) | 75 |
| Peer percentile | 79th | 6th |
| Total assets | $5.7B | $3.2B |
| Deposits / shares | $4.8B | $2.9B |
| Capital ratio | 10.93% (stronger) | 8.37% |
| Problem loans | 0.56% (stronger) | 1.15% |
| Net charge-offs | 0.55% (stronger) | 0.84% |
| Return on assets | 1.40% (stronger) | 0.41% |
| Loans ÷ deposits | 69.9% (stronger) | 94.7% |
| Uninsured deposits | 13.2% | 9.5% (stronger) |
| Offices | 15 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | 31.3% |
Apple Federal Credit Union has the higher TellerScore (76 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Apple Federal Credit Union leads on 6 and Chartway Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.