Side-by-side · Q2 2026 data
Apple River State Bank vs Cornerstone Credit Union
Metric by metric
| Measure | Apple River State Bank | Cornerstone Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 47 | 50 (stronger) |
| Loan quality | 92 (stronger) | 50 |
| Earnings | 83 (stronger) | 74 |
| Funding & liquidity | 72 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 82 |
| Peer percentile | 57th | 31st |
| Total assets | $675.2M | $176.6M |
| Deposits / shares | $548.3M | $157.2M |
| Capital ratio | 9.74% | 9.97% (stronger) |
| Problem loans | 0.24% (stronger) | 1.50% |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 1.57% (stronger) | 1.36% |
| Loans ÷ deposits | 71.9% | 67.2% (stronger) |
| Uninsured deposits | 29.5% | 5.3% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 44.2% |
Apple River State Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Apple River State Bank leads on 4 and Cornerstone Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.