Side-by-side · Q2 2026 data
Appliance Credit Union vs Gateway Credit Union
Metric by metric
| Measure | Appliance Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 60 | 60 |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 61 | 77 (stronger) |
| Earnings | 32 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 22nd | 22nd |
| Total assets | $18.7M | $16.3M |
| Deposits / shares | $16.7M | $14.8M |
| Capital ratio | 9.60% (stronger) | 8.41% |
| Problem loans | 1.17% | 0.70% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.78% |
| Return on assets | 0.29% | 0.51% (stronger) |
| Loans ÷ deposits | 29.6% (stronger) | 67.7% |
| Uninsured deposits | 6.8% | 0.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Appliance Credit Union leads on 3 and Gateway Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.