Side-by-side · Q2 2026 data
Applied Bank vs Delaware State Police Federal Credit Union
Credit union
Delaware State Police Federal Credit Union
Georgetown, Delaware · $100 million – $1 billion
Metric by metric
| Measure | Applied Bank | Delaware State Police Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 100 (stronger) | 57 |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 98th | 41st |
| Total assets | $274.1M | $138.1M |
| Deposits / shares | $228.6M | $125.6M |
| Capital ratio | 17.49% (stronger) | 11.32% |
| Problem loans | 0.00% (stronger) | 1.28% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 2.54% (stronger) | 0.78% |
| Loans ÷ deposits | 24.2% (stronger) | 43.3% |
| Uninsured deposits | 64.1% | 1.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Applied Bank has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Applied Bank leads on 6 and Delaware State Police Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.