TellerScore

Delaware State Police Federal Credit Union (NCUA charter #13791) is based in Georgetown, Delaware. Its Q2 2026 call report shows $138.1M in total assets and $125.6M in member shares and deposits and 3 offices.

Delaware State Police Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 1,341 credit unions with $100 million – $1 billion. Among 15 credit unions headquartered in Delaware, it ranks 7th. Funding & liquidity contributes the most (100/100, 43% loans-to-deposits, 1% uninsured); earnings contributes the least (51/100, 0.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.32%
Loan quality57/100
Loans 60+ days delinquent ÷ total loans: 1.28%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity100/100
Loans ÷ shares: 43.3% · 1.3% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (61 → 67), mostly because the earnings component improved by 11 points.

TellerScore
616976Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202476
Q4 202474
Q1 202565
Q2 202561
Q3 202564
Q4 202562
Q1 202666
Q2 202667
Net worth ratio
7.00%9.16%11.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.89%
Q3 202410.63%
Q4 202410.71%
Q1 202510.48%
Q2 202510.46%
Q3 202510.56%
Q4 202510.48%
Q1 202610.98%
Q2 202611.32%
Delinquent loans (60+ days)
0.43%1.01%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.46%
Q3 20240.49%
Q4 20240.43%
Q1 20250.93%
Q2 20251.44%
Q3 20251.35%
Q4 20251.59%
Q1 20261.11%
Q2 20261.28%
Return on assets
0.39%0.81%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20241.22%
Q4 20240.87%
Q1 20250.39%
Q2 20250.49%
Q3 20250.65%
Q4 20250.70%
Q1 20260.55%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$138.1M11.32%1.28%0.78%43.3%
Q1 202666$139.3M10.98%1.11%0.55%42.7%
Q4 202562$144.0M10.48%1.59%0.70%41.9%
Q3 202564$139.9M10.56%1.35%0.65%43.6%
Q2 202561$138.0M10.46%1.44%0.49%44.6%
Q1 202565$135.7M10.48%0.93%0.39%44.9%
Q4 202474$131.6M10.71%0.43%0.87%46.3%
Q3 202476$130.2M10.63%0.49%1.22%47.1%
Q2 202472$137.5M9.89%0.46%0.95%45.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.32%
49th
Problem loans1.28%
19th
Net charge-offs0.24%
65th
Return on assets0.78%
53rd
Loans to deposits43.3%
95th
Uninsured deposits1.3%
94th
Loan-loss reserves0.00%
50th
Texas ratio4.5%
46th

Similar-size credit unions in Delaware

InstitutionScoreAssetsCapitalProblem loansCompare
Community Powered Federal Credit UnionCredit union Bear, DE80 out of 100, Strong$141.8M17.2%1.49%vs
Dexsta Federal Credit UnionCredit union Wilmington, DE59 out of 100, Moderate$432.3M9.2%1.14%vs
Tidemark Federal Credit UnionCredit union Seaford, DE83 out of 100, Strong$468.5M14.4%0.33%vs
Dover Federal Credit UnionCredit union Dover, DE52 out of 100, Below average$731.9M7.7%0.91%vs
Del-One Federal Credit UnionCredit union Dover, DE66 out of 100, Moderate$983.2M10.8%0.63%vs

Deposit insurance

Is my money safe at Delaware State Police Federal Credit Union?

Yes. Delaware State Police Federal Credit Union is a federally insured credit union (NCUA charter #13791). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.3% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.32%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Delaware State Police Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Delaware State Police Federal Credit Union reported 34 home-loan applications under HMDA (LEI 254900NLUN32M3CT3X53): 32 originated ($2,330,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Delaware State Police Federal Credit Union
Type
Federal credit union
NCUA charter #
13791
RSSD ID
555984
Primary regulator
NCUA
Established
1960
Headquarters
700 N Bedford St, Georgetown, DE 19947
Employees
21

Quick answers

Delaware State Police Federal Credit Union: common questions

Is Delaware State Police Federal Credit Union NCUA insured?

Yes. Delaware State Police Federal Credit Union is a federally insured credit union (NCUA charter #13791). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Delaware State Police Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Delaware State Police Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Georgetown

InstitutionScoreAssetsCapitalProblem loansCompare
County BankBank Rehoboth Beach, DE93 out of 100, Very strong$696.4M15.4%0.30%vs
Applied BankBank Wilmington, DE93 out of 100, Very strong$274.1M17.5%0.00%vs
Hebron Savings BankBank Hebron, MD88 out of 100, Very strong$838.8M13.4%0.08%vs
Delaware River & Bay Auth Emp Federal Credit UnionCredit union New Castle, DE86 out of 100, Very strong$4.1M25.8%0.82%vs
Tidemark Federal Credit UnionCredit union Seaford, DE83 out of 100, Strong$468.5M14.4%0.33%vs
Calvin B. Taylor Banking Company of Berlin, MarylandBank Berlin, MD81 out of 100, Strong$1.0B13.6%0.83%vs