Side-by-side · Q2 2026 data
Applied Bank vs Upper Darby Belltelco Federal Credit Union
Credit union
Upper Darby Belltelco Federal Credit Union
Upper Darby, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Applied Bank | Upper Darby Belltelco Federal Credit Union |
|---|---|---|
| TellerScore | 93 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 98th | 95th |
| Total assets | $274.1M | $71.6M |
| Deposits / shares | $228.6M | $53.5M |
| Capital ratio | 17.49% | 25.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.69% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 2.54% (stronger) | 2.00% |
| Loans ÷ deposits | 24.2% (stronger) | 41.9% |
| Uninsured deposits | 64.1% | 10.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Upper Darby Belltelco Federal Credit Union has the higher TellerScore (94 vs 93). On the 7 directional measures above (where higher or lower is clearly better), Applied Bank leads on 4 and Upper Darby Belltelco Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.