Side-by-side · Q2 2026 data
Applied Bank vs Wilmington Police & Fire Federal Credit Union
Credit union
Wilmington Police & Fire Federal Credit Union
Wilmington, Delaware · Under $100 million in assets
Metric by metric
| Measure | Applied Bank | Wilmington Police & Fire Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 100 (stronger) | 18 |
| Earnings | 100 (stronger) | 4 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 98th | 20th |
| Total assets | $274.1M | $14.3M |
| Deposits / shares | $228.6M | $12.2M |
| Capital ratio | 17.49% (stronger) | 14.65% |
| Problem loans | 0.00% (stronger) | 2.45% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.54% (stronger) | -0.39% |
| Loans ÷ deposits | 24.2% | 22.4% (stronger) |
| Uninsured deposits | 64.1% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Applied Bank has the higher TellerScore (93 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Applied Bank leads on 4 and Wilmington Police & Fire Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.