Wilmington Police & Fire Federal Credit Union (NCUA charter #11347) is based in Wilmington, Delaware. Its Q2 2026 call report shows $14.3M in total assets and $12.2M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Wilmington Police & Fire Federal Credit Union scores 59/100, which we describe as moderate. That is higher than only 20% of 2,479 credit unions with under $100 million in assets. Among 15 credit unions headquartered in Delaware, it ranks 11th. Its strongest component is funding & liquidity (100/100; 22% loans-to-deposits, 0% uninsured), and its lowest is earnings (4/100; -0.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 59).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 67 |
| Q4 2024 | 66 |
| Q1 2025 | 57 |
| Q2 2025 | 58 |
| Q3 2025 | 54 |
| Q4 2025 | 54 |
| Q1 2026 | 54 |
| Q2 2026 | 59 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.04% |
| Q3 2024 | 16.27% |
| Q4 2024 | 16.02% |
| Q1 2025 | 16.24% |
| Q2 2025 | 15.81% |
| Q3 2025 | 15.45% |
| Q4 2025 | 15.60% |
| Q1 2026 | 15.20% |
| Q2 2026 | 14.65% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.96% |
| Q3 2024 | 1.49% |
| Q4 2024 | 1.66% |
| Q1 2025 | 2.67% |
| Q2 2025 | 2.52% |
| Q3 2025 | 4.17% |
| Q4 2025 | 3.43% |
| Q1 2026 | 3.34% |
| Q2 2026 | 2.45% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.10% |
| Q3 2024 | -1.21% |
| Q4 2024 | -1.04% |
| Q1 2025 | -0.52% |
| Q2 2025 | -0.64% |
| Q3 2025 | -0.72% |
| Q4 2025 | -1.20% |
| Q1 2026 | -0.66% |
| Q2 2026 | -0.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $14.3M | 14.65% | 2.45% | -0.39% | 22.4% |
| Q1 2026 | 54 | $13.8M | 15.20% | 3.34% | -0.66% | 23.8% |
| Q4 2025 | 54 | $13.6M | 15.60% | 3.43% | -1.20% | 25.9% |
| Q3 2025 | 54 | $14.3M | 15.45% | 4.17% | -0.72% | 25.1% |
| Q2 2025 | 58 | $14.2M | 15.81% | 2.52% | -0.64% | 26.3% |
| Q1 2025 | 57 | $14.0M | 16.24% | 2.67% | -0.52% | 27.7% |
| Q4 2024 | 66 | $14.3M | 16.02% | 1.66% | -1.04% | 27.2% |
| Q3 2024 | 67 | $14.3M | 16.27% | 1.49% | -1.21% | 28.8% |
| Q2 2024 | 63 | $13.9M | 17.04% | 1.96% | -1.10% | 31.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Delaware
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Provident Federal Credit UnionCredit union Dover, DE | 64 out of 100, Moderate | $11.9M | 14.1% | 1.75% | vs |
| Stepping Stones Community Federal Credit UnionCredit union Wilmington, DE | 74 out of 100, Strong | $8.3M | 47.0% | 10.61% | vs |
| Priority Plus Federal Credit UnionCredit union Wilmington, DE | 74 out of 100, Strong | $23.3M | 17.6% | 1.10% | vs |
| Delaware River & Bay Auth Emp Federal Credit UnionCredit union New Castle, DE | 86 out of 100, Very strong | $4.1M | 25.8% | 0.82% | vs |
| New Castle County Delaware Em Federal Credit UnionCredit union New Castle, DE | 86 out of 100, Very strong | $33.3M | 12.0% | 0.00% | vs |
| Edu Federal Credit UnionCredit union New Castle, DE | 34 out of 100, Low | $44.2M | 6.8% | 2.57% | vs |
Deposit insurance
Is my money safe at Wilmington Police & Fire Federal Credit Union?
Yes. Wilmington Police & Fire Federal Credit Union is a federally insured credit union (NCUA charter #11347). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.65%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Wilmington Police & Fire Federal Credit Union lists 2 offices in 1 city. Most locations:
- Wilmington, DE (2)
Identity & history
Profile
- Legal name
- Wilmington Police & Fire Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11347
- RSSD ID
- 445683
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- 1701 Shallcross Ave, Suite B, Wilmington, DE 19806
- Employees
- 3
Quick answers
Wilmington Police & Fire Federal Credit Union: common questions
Is Wilmington Police & Fire Federal Credit Union NCUA insured?
Yes. Wilmington Police & Fire Federal Credit Union is a federally insured credit union (NCUA charter #11347). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Wilmington Police & Fire Federal Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Wilmington Police & Fire Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Wilmington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE | 94 out of 100, Very strong | $57.2M | 97.8% | 0.00% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |
| Deutsche Bank Trust Company DelawareBank Newark, DE | 93 out of 100, Very strong | $141.4M | 93.2% | 0.00% | vs |