Side-by-side · Q2 2026 data
Arbor Financial Credit Union vs True Community Credit Union
Metric by metric
| Measure | Arbor Financial Credit Union | True Community Credit Union |
|---|---|---|
| TellerScore | 55 | 63 (stronger) |
| Capital cushion | 56 | 66 (stronger) |
| Loan quality | 40 | 47 (stronger) |
| Earnings | 53 | 64 (stronger) |
| Funding & liquidity | 71 | 74 (stronger) |
| Problem-loan coverage | 74 | 79 (stronger) |
| Peer percentile | 12th | 29th |
| Total assets | $899.0M | $955.0M |
| Deposits / shares | $770.6M | $836.1M |
| Capital ratio | 10.62% | 11.58% (stronger) |
| Problem loans | 1.81% | 1.59% (stronger) |
| Net charge-offs | 0.19% (stronger) | 1.20% |
| Return on assets | 0.83% | 1.09% (stronger) |
| Loans ÷ deposits | 88.9% | 86.7% (stronger) |
| Uninsured deposits | 7.5% | 1.4% (stronger) |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | 20.1% |
True Community Credit Union has the higher TellerScore (63 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Arbor Financial Credit Union leads on 1 and True Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.