Side-by-side · Q2 2026 data
Arc Federal Credit Union vs A.B. Federal Credit Union
Credit union
A.B. Federal Credit Union
Duncansville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Arc Federal Credit Union | A.B. Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 83 | 99 (stronger) |
| Loan quality | 56 | 97 (stronger) |
| Earnings | 81 (stronger) | 63 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 76th | 90th |
| Total assets | $154.0M | $10.5M |
| Deposits / shares | $133.1M | $9.0M |
| Capital ratio | 13.27% | 14.85% (stronger) |
| Problem loans | 1.32% | 0.08% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.77% |
| Return on assets | 1.54% (stronger) | 1.06% |
| Loans ÷ deposits | 59.5% | 59.2% (stronger) |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
A.B. Federal Credit Union has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Arc Federal Credit Union leads on 2 and A.B. Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.