Side-by-side · Q2 2026 data
Arc Federal Credit Union vs C-B-W Schools Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Arc Federal Credit Union | C-B-W Schools Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 56 | 89 (stronger) |
| Earnings | 81 (stronger) | 69 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 76th | 96th |
| Total assets | $154.0M | $131.8M |
| Deposits / shares | $133.1M | $96.1M |
| Capital ratio | 13.27% | 29.78% (stronger) |
| Problem loans | 1.32% | 0.33% (stronger) |
| Net charge-offs | 0.38% | 0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 1.23% |
| Loans ÷ deposits | 59.5% | 28.6% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 8.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 0.0% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Arc Federal Credit Union leads on 2 and C-B-W Schools Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.