Side-by-side · Q2 2026 data
Arc Federal Credit Union vs Tendto Federal Credit Union
Metric by metric
| Measure | Arc Federal Credit Union | Tendto Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 83 (stronger) | 33 |
| Loan quality | 56 | 83 (stronger) |
| Earnings | 81 (stronger) | 31 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 76th | 24th |
| Total assets | $154.0M | $141.3M |
| Deposits / shares | $133.1M | $127.9M |
| Capital ratio | 13.27% (stronger) | 8.31% |
| Problem loans | 1.32% | 0.51% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.49% |
| Return on assets | 1.54% (stronger) | 0.28% |
| Loans ÷ deposits | 59.5% | 58.8% (stronger) |
| Uninsured deposits | 3.4% | 2.5% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
Arc Federal Credit Union has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Arc Federal Credit Union leads on 4 and Tendto Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.