Side-by-side · Q2 2026 data
Arcade Credit Union vs Wnc Community Credit Union
Credit union
Wnc Community Credit Union
Waynesville, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Arcade Credit Union | Wnc Community Credit Union |
|---|---|---|
| TellerScore | 80 | 83 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 77 | 91 (stronger) |
| Earnings | 42 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 65th | 72nd |
| Total assets | $7.8M | $96.0M |
| Deposits / shares | $6.7M | $78.9M |
| Capital ratio | 14.42% | 17.03% (stronger) |
| Problem loans | 0.70% | 0.28% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.02% |
| Return on assets | 0.56% | 0.70% (stronger) |
| Loans ÷ deposits | 54.8% (stronger) | 84.1% |
| Uninsured deposits | 0.0% (stronger) | 1.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wnc Community Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Arcade Credit Union leads on 3 and Wnc Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.