Headquartered in Asheville, North Carolina, Arcade Credit Union is a federally insured state-chartered credit union with $7.8M in total assets and $6.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1952.
Based on its Q2 2026 filing, Arcade Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 13th. Its strongest component is funding & liquidity (100/100; 55% loans-to-deposits, 0% uninsured), and its lowest is earnings (42/100; 0.56%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (88 → 80), mostly because the earnings component weakened by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 75 |
| Q4 2024 | 72 |
| Q1 2025 | 90 |
| Q2 2025 | 88 |
| Q3 2025 | 79 |
| Q4 2025 | 84 |
| Q1 2026 | 81 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.25% |
| Q3 2024 | 13.37% |
| Q4 2024 | 12.64% |
| Q1 2025 | 13.07% |
| Q2 2025 | 13.83% |
| Q3 2025 | 14.19% |
| Q4 2025 | 13.74% |
| Q1 2026 | 14.06% |
| Q2 2026 | 14.42% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 1.64% |
| Q4 2024 | 1.36% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.35% |
| Q3 2025 | 1.23% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.70% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.53% |
| Q3 2024 | 1.48% |
| Q4 2024 | 0.98% |
| Q1 2025 | 1.40% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.11% |
| Q4 2025 | 0.87% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $7.8M | 14.42% | 0.70% | 0.56% | 54.8% |
| Q1 2026 | 81 | $8.0M | 14.06% | 0.66% | 0.74% | 55.4% |
| Q4 2025 | 84 | $8.1M | 13.74% | 0.35% | 0.87% | 57.0% |
| Q3 2025 | 79 | $7.8M | 14.19% | 1.23% | 1.11% | 59.7% |
| Q2 2025 | 88 | $7.9M | 13.83% | 0.35% | 1.37% | 61.1% |
| Q1 2025 | 90 | $8.2M | 13.07% | 0.00% | 1.40% | 59.9% |
| Q4 2024 | 72 | $8.2M | 12.64% | 1.36% | 0.98% | 59.0% |
| Q3 2024 | 75 | $7.8M | 13.37% | 1.64% | 1.48% | 64.5% |
| Q2 2024 | 82 | $7.7M | 13.25% | 0.84% | 1.53% | 67.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Allvac Savings and Credit UnionCredit union Monroe, NC | 90 out of 100, Very strong | $9.5M | 17.6% | 0.09% | vs |
| Hsm Federal Credit UnionCredit union Hickory, NC | 74 out of 100, Strong | $5.5M | 14.1% | 0.80% | vs |
| Guco Credit UnionCredit union Greenville, NC | 81 out of 100, Strong | $10.2M | 17.8% | 0.13% | vs |
| North Carolina Press Association Federal Credit UnionCredit union Raleigh, NC | 75 out of 100, Strong | $12.0M | 18.8% | 2.76% | vs |
| Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC | 80 out of 100, Strong | $12.2M | 29.4% | 0.75% | vs |
| Greater Kinston Credit UnionCredit union Kinston, NC | 57 out of 100, Moderate | $14.3M | 12.4% | 1.28% | vs |
Deposit insurance
Is my money safe at Arcade Credit Union?
Yes. Arcade Credit Union is a federally insured credit union (NCUA charter #62114). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Arcade Credit Union lists 1 office in 1 city. Most locations:
- Asheville, NC (1)
Identity & history
Profile
- Legal name
- Arcade Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62114
- RSSD ID
- 828491
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- 151 Patton Ave Ste 280, Asheville, NC 28801
- Employees
- 3
Quick answers
Arcade Credit Union: common questions
Is Arcade Credit Union NCUA insured?
Yes. Arcade Credit Union is a federally insured credit union (NCUA charter #62114). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Arcade Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Arcade Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Asheville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oteen V. A. Federal Credit UnionCredit union Asheville, NC | 91 out of 100, Very strong | $34.3M | 13.0% | 0.15% | vs |
| Wnc Community Credit UnionCredit union Waynesville, NC | 83 out of 100, Strong | $96.0M | 17.0% | 0.28% | vs |
| The Fidelity BankBank Fuquay Varina, NC | 78 out of 100, Strong | $4.7B | 11.5% | 0.42% | vs |
| TruPoint BankBank Grundy, VA | 77 out of 100, Strong | $690.8M | 10.6% | 0.02% | vs |
| Bank OZKBank Little Rock, AR | 76 out of 100, Strong | $41.7B | 14.0% | 0.92% | vs |
| Telco Community Credit UnionCredit union Candler, NC | 76 out of 100, Strong | $429.3M | 12.4% | 1.23% | vs |