Side-by-side · Q2 2026 data
Arcadian Bank vs Accentra Credit Union
Metric by metric
| Measure | Arcadian Bank | Accentra Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 61 |
| Capital cushion | 70 (stronger) | 57 |
| Loan quality | 97 (stronger) | 48 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 66 | 87 (stronger) |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 88th | 24th |
| Total assets | $242.1M | $208.2M |
| Deposits / shares | $206.1M | $186.4M |
| Capital ratio | 12.01% (stronger) | 10.67% |
| Problem loans | 0.10% (stronger) | 1.57% |
| Net charge-offs | -0.00% (stronger) | 1.21% |
| Return on assets | 2.07% (stronger) | 0.88% |
| Loans ÷ deposits | 87.4% | 72.8% (stronger) |
| Uninsured deposits | 21.1% | 4.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.5% |
Arcadian Bank has the higher TellerScore (85 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Arcadian Bank leads on 5 and Accentra Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.