The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 16 points (45 → 61), mostly because the loan quality component improved by 30 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Minnesota

Yes. Accentra Credit Union is a federally insured credit union (NCUA charter #60798). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.0% of shares and deposits ($7.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.67%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Accentra Credit Union lists 3 offices in 3 cities. Most locations:

• Albert Lea, MN (1)
• Austin, MN (1)
• Kasson, MN (1)

All branch addresses and map

In 2025, Accentra Credit Union reported 70 home-loan applications under HMDA (LEI 25490016EME0PSK9PL28): 59 originated ($7,185,000 total), 10 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Accentra Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60798

RSSD ID

240598

Primary regulator

State + NCUA

Established

1930

Headquarters

Po Box 657, Austin, MN 55912

Employees

44