Side-by-side · Q2 2026 data
Arizona Central Credit Union vs American Southwest Credit Union
Metric by metric
| Measure | Arizona Central Credit Union | American Southwest Credit Union |
|---|---|---|
| TellerScore | 54 | 77 (stronger) |
| Capital cushion | 38 | 63 (stronger) |
| Loan quality | 68 | 71 (stronger) |
| Earnings | 40 | 83 (stronger) |
| Funding & liquidity | 66 | 99 (stronger) |
| Problem-loan coverage | 80 | 91 (stronger) |
| Peer percentile | 10th | 71st |
| Total assets | $733.4M | $440.0M |
| Deposits / shares | $648.0M | $388.7M |
| Capital ratio | 8.79% | 11.31% (stronger) |
| Problem loans | 0.97% | 0.88% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.86% |
| Return on assets | 0.51% | 1.56% (stronger) |
| Loans ÷ deposits | 94.5% | 60.9% (stronger) |
| Uninsured deposits | 7.3% (stronger) | 11.2% |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Southwest Credit Union has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Arizona Central Credit Union leads on 2 and American Southwest Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.