Side-by-side · Q2 2026 data
Ark Valley Credit Union vs McPherson Co-Op Credit Union
Metric by metric
| Measure | Ark Valley Credit Union | McPherson Co-Op Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 86 (stronger) | 60 |
| Funding & liquidity | 91 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 95th | 38th |
| Total assets | $57.3M | $44.0M |
| Deposits / shares | $47.8M | $39.6M |
| Capital ratio | 15.16% (stronger) | 9.74% |
| Problem loans | 0.19% | 0.11% (stronger) |
| Net charge-offs | 0.13% | 0.12% (stronger) |
| Return on assets | 1.65% (stronger) | 1.00% |
| Loans ÷ deposits | 69.2% (stronger) | 96.9% |
| Uninsured deposits | 0.0% (stronger) | 3.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ark Valley Credit Union has the higher TellerScore (94 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Ark Valley Credit Union leads on 5 and McPherson Co-Op Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.