Headquartered in Arkansas City, Kansas, Ark Valley Credit Union is a federally insured state-chartered credit union with $57.3M in total assets and $47.8M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1955.
Ark Valley Credit Union has a TellerScore of 94 out of 100 (very strong) based on Q2 2026 data — higher than 95% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 2nd. Capital cushion contributes the most (100/100, 15.16%); earnings contributes the least (86/100, 1.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (86 → 94), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 87 |
| Q4 2024 | 85 |
| Q1 2025 | 83 |
| Q2 2025 | 86 |
| Q3 2025 | 85 |
| Q4 2025 | 84 |
| Q1 2026 | 92 |
| Q2 2026 | 94 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.09% |
| Q3 2024 | 13.84% |
| Q4 2024 | 13.86% |
| Q1 2025 | 13.53% |
| Q2 2025 | 14.11% |
| Q3 2025 | 14.34% |
| Q4 2025 | 14.72% |
| Q1 2026 | 14.45% |
| Q2 2026 | 15.16% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.29% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.65% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.19% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.52% |
| Q3 2024 | 1.39% |
| Q4 2024 | 1.26% |
| Q1 2025 | 0.90% |
| Q2 2025 | 1.25% |
| Q3 2025 | 1.23% |
| Q4 2025 | 1.07% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 94 | $57.3M | 15.16% | 0.19% | 1.65% | 69.2% |
| Q1 2026 | 92 | $58.3M | 14.45% | 0.13% | 1.44% | 66.7% |
| Q4 2025 | 84 | $55.8M | 14.72% | 0.65% | 1.07% | 72.1% |
| Q3 2025 | 85 | $56.7M | 14.34% | 0.56% | 1.23% | 67.8% |
| Q2 2025 | 86 | $56.5M | 14.11% | 0.48% | 1.25% | 69.3% |
| Q1 2025 | 83 | $57.3M | 13.53% | 0.29% | 0.90% | 67.7% |
| Q4 2024 | 85 | $55.0M | 13.86% | 0.37% | 1.26% | 73.4% |
| Q3 2024 | 87 | $54.1M | 13.84% | 0.29% | 1.39% | 72.3% |
| Q2 2024 | 87 | $56.1M | 13.09% | 0.18% | 1.52% | 71.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Empower Blue Credit UnionCredit union Topeka, KS | 88 out of 100, Very strong | $55.1M | 18.1% | 0.10% | vs |
| United Northwest Federal Credit UnionCredit union Norton, KS | 87 out of 100, Very strong | $54.5M | 15.9% | 0.35% | vs |
| Panhandle Federal Credit UnionCredit union Wellington, KS | 80 out of 100, Strong | $62.5M | 16.5% | 0.24% | vs |
| McPherson Co-Op Credit UnionCredit union McPherson, KS | 69 out of 100, Moderate | $44.0M | 9.7% | 0.11% | vs |
| Midwest Regional Credit UnionCredit union Kansas City, KS | 71 out of 100, Strong | $71.9M | 11.1% | 0.63% | vs |
| B&v Credit UnionCredit union Overland Park, KS | 88 out of 100, Very strong | $42.6M | 18.9% | 0.84% | vs |
Deposit insurance
Is my money safe at Ark Valley Credit Union?
Yes. Ark Valley Credit Union is a federally insured credit union (NCUA charter #62894). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.16%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Ark Valley Credit Union lists 3 offices in 3 cities. Most locations:
- Arkansas City, KS (1)
- El dorado, KS (1)
- Winfield, KS (1)
Identity & history
Profile
- Legal name
- Ark Valley Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62894
- RSSD ID
- 1015195
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- 1515 N Summit St, Arkansas City, KS 67005
- Employees
- 16
Quick answers
Ark Valley Credit Union: common questions
Is Ark Valley Credit Union NCUA insured?
Yes. Ark Valley Credit Union is a federally insured credit union (NCUA charter #62894). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ark Valley Credit Union's TellerScore?
94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ark Valley Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Arkansas City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union State BankBank Arkansas City, KS | 76 out of 100, Strong | $719.1M | 10.2% | 0.19% | vs |
| Bank of CommerceBank Chanute, KS | 74 out of 100, Strong | $497.5M | 9.2% | 0.05% | vs |
| RCB BankBank Claremore, OK | 72 out of 100, Strong | $4.0B | 10.7% | 0.94% | vs |
| Citizens Bank of KansasBank Kingman, KS | 72 out of 100, Strong | $548.4M | 8.5% | 0.02% | vs |
| BancFirstBank Oklahoma City, OK | 71 out of 100, Strong | $12.8B | 10.6% | 1.19% | vs |
| Stride Bank, National AssociationBank Enid, OK | 69 out of 100, Moderate | $5.4B | 8.4% | 0.48% | vs |