Side-by-side · Q2 2026 data
Arkansas Best Federal Credit Union vs River Town Federal Credit Union
Credit union
Arkansas Best Federal Credit Union
Fort Smith, Arkansas · $100 million – $1 billion
Credit union
River Town Federal Credit Union
Fort Smith, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Arkansas Best Federal Credit Union | River Town Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 50 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 86th | 54th |
| Total assets | $144.0M | $15.2M |
| Deposits / shares | $120.4M | $12.9M |
| Capital ratio | 16.32% (stronger) | 14.87% |
| Problem loans | 0.62% | 0.24% (stronger) |
| Net charge-offs | 0.57% | 0.04% (stronger) |
| Return on assets | 0.75% (stronger) | -1.33% |
| Loans ÷ deposits | 47.1% (stronger) | 67.8% |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arkansas Best Federal Credit Union has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Arkansas Best Federal Credit Union leads on 4 and River Town Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.