Headquartered in Fort Smith, Arkansas, Arkansas Best Federal Credit Union is a federal credit union with $144.0M in total assets and $120.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.
Arkansas Best Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 1,341 credit unions with $100 million – $1 billion. Among 46 credit unions headquartered in Arkansas, it ranks 12th. Capital cushion contributes the most (100/100, 16.32%); earnings contributes the least (50/100, 0.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (90 → 84), mostly because the earnings component weakened by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 74 |
| Q4 2024 | 78 |
| Q1 2025 | 83 |
| Q2 2025 | 90 |
| Q3 2025 | 90 |
| Q4 2025 | 88 |
| Q1 2026 | 88 |
| Q2 2026 | 84 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.52% |
| Q3 2024 | 14.51% |
| Q4 2024 | 14.92% |
| Q1 2025 | 14.74% |
| Q2 2025 | 15.48% |
| Q3 2025 | 15.71% |
| Q4 2025 | 16.08% |
| Q1 2026 | 16.05% |
| Q2 2026 | 16.32% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.94% |
| Q3 2024 | 1.01% |
| Q4 2024 | 0.84% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.62% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.27% |
| Q1 2025 | 0.68% |
| Q2 2025 | 1.52% |
| Q3 2025 | 1.29% |
| Q4 2025 | 1.14% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $144.0M | 16.32% | 0.62% | 0.75% | 47.1% |
| Q1 2026 | 88 | $144.9M | 16.05% | 0.25% | 0.81% | 47.2% |
| Q4 2025 | 88 | $142.7M | 16.08% | 0.53% | 1.14% | 50.0% |
| Q3 2025 | 90 | $144.7M | 15.71% | 0.50% | 1.29% | 48.5% |
| Q2 2025 | 90 | $146.0M | 15.48% | 0.65% | 1.52% | 48.3% |
| Q1 2025 | 83 | $147.6M | 14.74% | 0.61% | 0.68% | 47.0% |
| Q4 2024 | 78 | $144.1M | 14.92% | 0.84% | 0.27% | 49.2% |
| Q3 2024 | 74 | $146.3M | 14.51% | 1.01% | 0.11% | 47.7% |
| Q2 2024 | 76 | $147.5M | 14.52% | 0.94% | 0.18% | 46.9% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mil-Way Federal Credit UnionCredit union Texarkana, AR | 74 out of 100, Strong | $189.6M | 10.3% | 0.13% | vs |
| Success Federal Credit UnionCredit union Blytheville, AR | 89 out of 100, Very strong | $217.7M | 15.2% | 0.69% | vs |
| Telcoe Federal Credit UnionCredit union Little Rock, AR | 89 out of 100, Very strong | $503.4M | 20.2% | 0.12% | vs |
Deposit insurance
Is my money safe at Arkansas Best Federal Credit Union?
Yes. Arkansas Best Federal Credit Union is a federally insured credit union (NCUA charter #13737). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.9% of shares and deposits ($3.5M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 16.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Arkansas Best Federal Credit Union lists 1 office in 1 city. Most locations:
- Fort Smith, AR (1)
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| ABFCU Classic Credit cards | 10.00% – 18.00% | $0 | $20 | 1.0% |
Identity & history
Profile
- Legal name
- Arkansas Best Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13737
- RSSD ID
- 549983
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- Po Box 17020, Fort Smith, AR 72917
- Employees
- 30
Quick answers
Arkansas Best Federal Credit Union: common questions
Is Arkansas Best Federal Credit Union NCUA insured?
Yes. Arkansas Best Federal Credit Union is a federally insured credit union (NCUA charter #13737). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Arkansas Best Federal Credit Union's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Arkansas Best Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fort Smith
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Farmers BankBank Greenwood, AR | 90 out of 100, Very strong | $288.7M | 16.2% | 0.20% | vs |
| Fort Smith Teachers Federal Credit UnionCredit union Fort Smith, AR | 89 out of 100, Very strong | $13.1M | 23.6% | 0.31% | vs |
| Citizens' Bank & Trust Co.Bank Van Buren, AR | 82 out of 100, Strong | $566.4M | 11.8% | 0.20% | vs |
| Chambers BankBank Danville, AR | 81 out of 100, Strong | $1.6B | 12.6% | 0.23% | vs |
| Grand Savings BankBank Grove, OK | 80 out of 100, Strong | $1.0B | 12.0% | 0.63% | vs |