Side-by-side · Q2 2026 data
Arkansas Kraft Employees Federal Credit Union vs Southern Gas Federal Credit Union
Credit union
Arkansas Kraft Employees Federal Credit Union
Morrilton, Arkansas · Under $100 million in assets
Credit union
Southern Gas Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Arkansas Kraft Employees Federal Credit Union | Southern Gas Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 82 |
| Capital cushion | 100 | 100 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 36 (stronger) | 33 |
| Funding & liquidity | 83 (stronger) | 66 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 70th |
| Total assets | $4.4M | $5.7M |
| Deposits / shares | $3.1M | $4.2M |
| Capital ratio | 28.77% (stronger) | 26.10% |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -1.00% (stronger) |
| Return on assets | 0.39% (stronger) | 0.33% |
| Loans ÷ deposits | 77.2% (stronger) | 93.9% |
| Uninsured deposits | 0.0% (stronger) | 6.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arkansas Kraft Employees Federal Credit Union has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Arkansas Kraft Employees Federal Credit Union leads on 5 and Southern Gas Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.