Side-by-side · Q2 2026 data
Arkansas Kraft Employees Federal Credit Union vs U.P. Employees Federal Credit Union
Credit union
Arkansas Kraft Employees Federal Credit Union
Morrilton, Arkansas · Under $100 million in assets
Credit union
U.P. Employees Federal Credit Union
North Little Ro, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Arkansas Kraft Employees Federal Credit Union | U.P. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 41 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 94 (stronger) | 23 |
| Earnings | 36 (stronger) | 0 |
| Funding & liquidity | 83 | 91 (stronger) |
| Problem-loan coverage | 99 (stronger) | 72 |
| Peer percentile | 72nd | 3rd |
| Total assets | $4.4M | $2.6M |
| Deposits / shares | $3.1M | $2.5M |
| Capital ratio | 28.77% (stronger) | 9.65% |
| Problem loans | 0.19% (stronger) | 2.32% |
| Net charge-offs | 0.00% (stronger) | 0.53% |
| Return on assets | 0.39% (stronger) | -8.33% |
| Loans ÷ deposits | 77.2% | 69.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arkansas Kraft Employees Federal Credit Union has the higher TellerScore (83 vs 41). On the 6 directional measures above (where higher or lower is clearly better), Arkansas Kraft Employees Federal Credit Union leads on 5 and U.P. Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.