Side-by-side · Q2 2026 data
Arkansas Teachers Federal Credit Union vs U.P. Employees Federal Credit Union
Credit union
Arkansas Teachers Federal Credit Union
LIttle Rock, Arkansas · Under $100 million in assets
Credit union
U.P. Employees Federal Credit Union
North Little Ro, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Arkansas Teachers Federal Credit Union | U.P. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 46 (stronger) | 41 |
| Capital cushion | 63 (stronger) | 47 |
| Loan quality | 0 | 23 (stronger) |
| Earnings | 74 (stronger) | 0 |
| Funding & liquidity | 80 | 91 (stronger) |
| Problem-loan coverage | 0 | 72 (stronger) |
| Peer percentile | 6th | 3rd |
| Total assets | $2.4M | $2.6M |
| Deposits / shares | $2.2M | $2.5M |
| Capital ratio | 11.30% (stronger) | 9.65% |
| Problem loans | 11.22% | 2.32% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.53% |
| Return on assets | 1.36% (stronger) | -8.33% |
| Loans ÷ deposits | 80.3% | 69.1% (stronger) |
| Uninsured deposits | 0.3% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arkansas Teachers Federal Credit Union has the higher TellerScore (46 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Arkansas Teachers Federal Credit Union leads on 4 and U.P. Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.