TellerScore

Arkansas Teachers Federal Credit Union is a federal credit union headquartered in LIttle Rock, Arkansas, in business for about 68 years. At the end of Q2 2026 it reported $2.4M in total assets and $2.2M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Arkansas Teachers Federal Credit Union scores 46/100, which we describe as below average. That is higher than only 6% of 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 43rd. Its strongest component is funding & liquidity (80/100; 80% loans-to-deposits, 0% uninsured), and its lowest is problem-loan coverage (0/100; 63.0%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.30%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 11.22%
Earnings74/100
Return on assets (annualized): 1.36%
Funding & liquidity80/100
Loans ÷ shares: 80.3% · 0.3% uninsured
Problem-loan coverage0/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 62.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (40 → 46), mostly because the problem-loan coverage component weakened by 35 points.

TellerScore
404753Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202444
Q3 202447
Q4 202453
Q1 202550
Q2 202540
Q3 202543
Q4 202544
Q1 202645
Q2 202646
Net worth ratio
7.00%9.15%11.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20248.89%
Q3 20249.32%
Q4 20249.55%
Q1 20259.92%
Q2 20258.86%
Q3 20259.37%
Q4 20259.80%
Q1 202610.03%
Q2 202611.30%
Delinquent loans (60+ days)
2.62%6.92%11.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20245.08%
Q3 20243.09%
Q4 20242.62%
Q1 20253.32%
Q2 20254.92%
Q3 20254.65%
Q4 20256.25%
Q1 20266.59%
Q2 202611.22%
Return on assets
0.91%1.28%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.50%
Q3 20241.55%
Q4 20241.55%
Q1 20251.65%
Q2 20250.91%
Q3 20251.16%
Q4 20251.28%
Q1 20261.23%
Q2 20261.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202646$2.4M11.30%11.22%1.36%80.3%
Q1 202645$2.7M10.03%6.59%1.23%68.6%
Q4 202544$2.6M9.80%6.25%1.28%75.0%
Q3 202543$2.7M9.37%4.65%1.16%76.3%
Q2 202540$2.7M8.86%4.92%0.91%71.8%
Q1 202550$2.4M9.92%3.32%1.65%76.0%
Q4 202453$2.4M9.55%2.62%1.55%74.8%
Q3 202447$2.3M9.32%3.09%1.55%78.8%
Q2 202444$2.3M8.89%5.08%1.50%74.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.30%
26th
Problem loans11.22%
1st
Net charge-offs0.02%
66th
Return on assets1.36%
81st
Loans to deposits80.3%
19th
Uninsured deposits0.3%
59th
Loan-loss reserves1.86%
89th
Texas ratio63.0%
0th

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
U.P. Employees Federal Credit UnionCredit union North Little Ro, AR41 out of 100, Below average$2.6M9.7%2.32%vs
Usem Mena Federal Credit UnionCredit union Mena, AR89 out of 100, Very strong$1.8M32.4%0.00%vs
North Little Rock Educators Federal Credit UnionCredit union North Little Ro, AR37 out of 100, Low$553K12.0%21.98%vs
Arkansas Kraft Employees Federal Credit UnionCredit union Morrilton, AR83 out of 100, Strong$4.4M28.8%0.19%vs
Fair Break Federal Credit UnionCredit union Earle, AR— out of 100, Not scored$22100.0%—vs
Cooperative Extension ServiceCredit union Little Rock, AR76 out of 100, Strong$5.0M23.9%0.00%vs

Deposit insurance

Is my money safe at Arkansas Teachers Federal Credit Union?

Yes. Arkansas Teachers Federal Credit Union is a federally insured credit union (NCUA charter #24433). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.3% of shares and deposits ($7K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.30%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Arkansas Teachers Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Arkansas Teachers Federal Credit Union
Type
Federal credit union
NCUA charter #
24433
RSSD ID
674492
Primary regulator
NCUA
Established
1958
Headquarters
P. O. Box 2518, LIttle Rock, AR 72203
Employees
5

Quick answers

Arkansas Teachers Federal Credit Union: common questions

Is Arkansas Teachers Federal Credit Union NCUA insured?

Yes. Arkansas Teachers Federal Credit Union is a federally insured credit union (NCUA charter #24433). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Arkansas Teachers Federal Credit Union's TellerScore?

46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Arkansas Teachers Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near LIttle Rock

InstitutionScoreAssetsCapitalProblem loansCompare
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Producers Bank & TrustBank Mcgehee, AR90 out of 100, Very strong$213.2M22.1%0.00%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Telcoe Federal Credit UnionCredit union Little Rock, AR89 out of 100, Very strong$503.4M20.2%0.12%vs