Side-by-side · Q2 2026 data
Arlington Community Federal Credit Union vs Valleystar Credit Union
Credit union
Arlington Community Federal Credit Union
Arlington, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Arlington Community Federal Credit Union | Valleystar Credit Union |
|---|---|---|
| TellerScore | 55 (stronger) | 45 |
| Capital cushion | 30 | 53 (stronger) |
| Loan quality | 85 (stronger) | 41 |
| Earnings | 29 (stronger) | 0 |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 91 (stronger) | 76 |
| Peer percentile | 12th | 3rd |
| Total assets | $537.8M | $503.4M |
| Deposits / shares | $490.2M | $406.1M |
| Capital ratio | 7.95% | 10.25% (stronger) |
| Problem loans | 0.44% (stronger) | 1.76% |
| Net charge-offs | 0.36% (stronger) | 0.86% |
| Return on assets | 0.22% (stronger) | -1.05% |
| Loans ÷ deposits | 94.6% | 82.0% (stronger) |
| Uninsured deposits | 11.1% | 7.7% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 51.4% |
Arlington Community Federal Credit Union has the higher TellerScore (55 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Arlington Community Federal Credit Union leads on 4 and Valleystar Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.