Side-by-side · Q2 2026 data
Arlington State Bank vs Farmers and Merchants State Bank of Appleton
Bank
Farmers and Merchants State Bank of Appleton
Appleton, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Arlington State Bank | Farmers and Merchants State Bank of Appleton |
|---|---|---|
| TellerScore | 50 | 70 (stronger) |
| Capital cushion | 51 | 80 (stronger) |
| Loan quality | 29 | 37 (stronger) |
| Earnings | 25 | 100 (stronger) |
| Funding & liquidity | 98 (stronger) | 60 |
| Problem-loan coverage | 77 | 79 (stronger) |
| Peer percentile | 9th | 40th |
| Total assets | $56.7M | $62.0M |
| Deposits / shares | $52.7M | $53.8M |
| Capital ratio | 10.13% | 12.99% (stronger) |
| Problem loans | 2.12% | 1.89% (stronger) |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 0.14% | 3.27% (stronger) |
| Loans ÷ deposits | 37.5% (stronger) | 92.9% |
| Uninsured deposits | 17.0% (stronger) | 21.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants State Bank of Appleton has the higher TellerScore (70 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Arlington State Bank leads on 2 and Farmers and Merchants State Bank of Appleton on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.