Headquartered in Arlington, Minnesota, Arlington State Bank is a state-chartered bank with $56.7M in total assets and $52.7M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1895.
Based on its Q2 2026 filing, Arlington State Bank scores 50/100, which we describe as below average. That is higher than only 9% of 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 201st. Its strongest component is funding & liquidity (98/100; 38% loans-to-deposits, 17% uninsured), and its lowest is earnings (25/100; 0.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 22 points (72 → 50), mostly because the loan quality component weakened by 69 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 68 |
| Q4 2024 | 70 |
| Q1 2025 | 73 |
| Q2 2025 | 72 |
| Q3 2025 | 71 |
| Q4 2025 | 73 |
| Q1 2026 | 70 |
| Q2 2026 | 50 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.65% |
| Q3 2024 | 9.32% |
| Q4 2024 | 9.61% |
| Q1 2025 | 9.88% |
| Q2 2025 | 9.90% |
| Q3 2025 | 10.32% |
| Q4 2025 | 10.61% |
| Q1 2026 | 10.20% |
| Q2 2026 | 10.13% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.12% |
| Q3 2024 | 0.07% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.05% |
| Q2 2026 | 2.12% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.39% |
| Q4 2025 | 0.36% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 50 | $56.7M | 10.13% | 2.12% | 0.14% | 37.5% |
| Q1 2026 | 70 | $56.6M | 10.20% | 0.05% | 0.15% | 38.0% |
| Q4 2025 | 73 | $55.1M | 10.61% | 0.03% | 0.36% | 38.8% |
| Q3 2025 | 71 | $53.6M | 10.32% | 0.14% | 0.39% | 38.7% |
| Q2 2025 | 72 | $57.5M | 9.90% | 0.07% | 0.53% | 33.1% |
| Q1 2025 | 73 | $56.9M | 9.88% | 0.06% | 0.59% | 32.1% |
| Q4 2024 | 70 | $57.5M | 9.61% | 0.03% | 0.26% | 33.1% |
| Q3 2024 | 68 | $57.7M | 9.32% | 0.07% | 0.26% | 32.6% |
| Q2 2024 | 70 | $60.4M | 9.65% | 0.12% | 0.31% | 30.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Minnesota BankBank New London, MN | 66 out of 100, Moderate | $56.9M | 7.8% | 0.54% | vs |
| Grove BankBank Grove City, MN | 65 out of 100, Moderate | $56.4M | 10.0% | 0.11% | vs |
| First Financial Bank in WinnebagoBank Winnebago, MN | 82 out of 100, Strong | $58.1M | 13.8% | 0.66% | vs |
| Vergas State BankBank Vergas, MN | 93 out of 100, Very strong | $60.7M | 15.3% | 0.16% | vs |
| Farmers and Merchants State Bank of AppletonBank Appleton, MN | 70 out of 100, Strong | $62.0M | 13.0% | 1.89% | vs |
| The Northern State Bank of GonvickBank Gonvick, MN | 86 out of 100, Very strong | $50.6M | 15.7% | 1.00% | vs |
Deposit insurance
Is my money safe at Arlington State Bank?
Yes. Arlington State Bank is an FDIC-insured institution (FDIC certificate #1391). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.0% of deposits ($9.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.98% (benchmark: 10%).
2 locations
Branches
Arlington State Bank lists 2 offices in 1 city. Most locations:
- Arlington, MN (2)
Identity & history
Profile
- Legal name
- Arlington State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 1391
- RSSD ID
- 270353
- Primary regulator
- FDIC
- Holding company
- Arlco Inc
- Established
- June 4, 1895
- Headquarters
- 230 W Main St, Arlington, MN 55307
- Website
- www.arlingtonstatebank.com
- Employees
- 10
Quick answers
Arlington State Bank: common questions
Is Arlington State Bank FDIC insured?
Yes. Arlington State Bank is an FDIC-insured institution (FDIC certificate #1391). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Arlington State Bank's TellerScore?
50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Arlington State Bank ever failed?
There is no failure record for FDIC certificate #1391 in the FDIC failed bank list.
How many branches does Arlington State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Arlington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| PrinsBankBank Prinsburg, MN | 85 out of 100, Very strong | $308.3M | 12.0% | 0.29% | vs |
| Home State BankBank Litchfield, MN | 83 out of 100, Strong | $218.9M | 11.8% | 0.08% | vs |
| First Farmers & Merchants BankBank Cannon Falls, MN | 77 out of 100, Strong | $486.4M | 10.1% | 0.01% | vs |
| First State Bank of Le CenterBank Le Center, MN | 76 out of 100, Strong | $110.4M | 11.1% | 0.81% | vs |
| Grand Marais State BankBank Grand Marais, MN | 75 out of 100, Strong | $207.2M | 8.4% | 0.10% | vs |
| Cornerstone State BankBank Montgomery, MN | 74 out of 100, Strong | $247.0M | 10.6% | 0.80% | vs |