Side-by-side · Q2 2026 data
Arlington State Bank vs Vergas State Bank
Metric by metric
| Measure | Arlington State Bank | Vergas State Bank |
|---|---|---|
| TellerScore | 50 | 93 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 29 | 95 (stronger) |
| Earnings | 25 | 75 (stronger) |
| Funding & liquidity | 98 (stronger) | 93 |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 9th | 94th |
| Total assets | $56.7M | $60.7M |
| Deposits / shares | $52.7M | $51.5M |
| Capital ratio | 10.13% | 15.27% (stronger) |
| Problem loans | 2.12% | 0.16% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 0.14% | 1.37% (stronger) |
| Loans ÷ deposits | 37.5% (stronger) | 67.3% |
| Uninsured deposits | 17.0% | 13.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vergas State Bank has the higher TellerScore (93 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Arlington State Bank leads on 1 and Vergas State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.