Side-by-side · Q2 2026 data
Arlo Bank vs Multi-States Credit Union
Metric by metric
| Measure | Arlo Bank | Multi-States Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 85 (stronger) | 75 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 52 | 65 (stronger) |
| Funding & liquidity | 46 | 71 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 68th | 59th |
| Total assets | $269.1M | $90.9M |
| Deposits / shares | $226.6M | $78.9M |
| Capital ratio | 13.53% (stronger) | 12.46% |
| Problem loans | 0.00% (stronger) | 0.36% |
| Net charge-offs | 0.45% | 0.01% (stronger) |
| Return on assets | 0.79% | 1.13% (stronger) |
| Loans ÷ deposits | 83.1% (stronger) | 89.4% |
| Uninsured deposits | 43.2% | 2.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Multi-States Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Arlo Bank leads on 3 and Multi-States Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.