Side-by-side · Q2 2026 data
Armstrong Bank vs Truity Federal Credit Union
Credit union
Truity Federal Credit Union
Bartlesville, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | Armstrong Bank | Truity Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 52 |
| Capital cushion | 54 (stronger) | 38 |
| Loan quality | 92 (stronger) | 75 |
| Earnings | 75 (stronger) | 17 |
| Funding & liquidity | 70 (stronger) | 66 |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 74th | 8th |
| Total assets | $2.8B | $1.3B |
| Deposits / shares | $2.6B | $1.1B |
| Capital ratio | 10.42% (stronger) | 8.76% |
| Problem loans | 0.25% (stronger) | 0.75% |
| Net charge-offs | 0.15% (stronger) | 1.20% |
| Return on assets | 1.37% (stronger) | -0.07% |
| Loans ÷ deposits | 79.3% (stronger) | 94.0% |
| Uninsured deposits | 24.5% | 11.2% (stronger) |
| Offices | 30 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 13.1% |
Armstrong Bank has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Armstrong Bank leads on 6 and Truity Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.