The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (55 → 52), mostly because the capital cushion component weakened by 11 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Oklahoma

Yes. Truity Federal Credit Union is a federally insured credit union (NCUA charter #3130). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.2% of shares and deposits ($128.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 8.76%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Truity Federal Credit Union lists 7 offices in 4 cities across 3 states. Most locations:

• Bartlesville, OK (2)
• Houston, TX (2)
• Lawrence, KS (2)
• Olathe, KS (1)

All branch addresses and map

In 2025, Truity Federal Credit Union reported 647 home-loan applications under HMDA (LEI 549300Q1YFRSB8UEGH03): 440 originated ($139,000,000 total), 68 denied, and 126 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Truity Federal Credit Union

Type

Federal credit union

NCUA charter #

3130

RSSD ID

518774

Primary regulator

NCUA

Established

1939

Headquarters

P.O. Box 1358, Bartlesville, OK 74005

Employees

228